Edited on 31/03/2021 // Total invested: 691€
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PROS
- High liquidity due to short-term loans
- Easy usability of the platform and Autoinvest
- Buyback applies after 30 days strictly
- The platform withholds taxes on loans from Spain and the Czech Republic
- All loans require a 5% participation of the originator
- Long-term business projects can be sold after 120 days
- In the process of obtaining a broker’s licence
- Audited by BDO (Michelin, SAS, Apple,…)
CONS
- There are periods that suffer from cash drag (lack of available projects)
- They do not have a secondary market, but it is not vital because most of their loans are short-term
- Business projects do not have Buyback, but can be sold from day 120 onwards
MY EXPERIENCE
- I’ve been investing with them since 2018 and the only problem is that sometimes they don’t have any offers available
- They belong to the VIA SMS Group, with more than 200 employees and significant financial muscle
- Platform recommended and trouble-free since 2016
VIAINVEST general features
| Country of origin | Latvia |
| Year founded | 2016 |
| Guarantees | Buyback, VIA SMS Group guarantee and 5% originator contribution |
| Autoinvest | YES |
| Secondary market | NO |
| min-max investment | From 10€. No upper limit |
| Return estimated | 11-12% p.a. |
| Investment periods | 1-24 months |
| Support rating | 10 / 10 |
| Official supervision | All operators are supervised from their home countries. Audited by BDO |
VIAINVEST latest news
| 08/10/2020 | Viainvest takes part in the processes for the reconversion of the sector and the achievement of the brokerage license (IBF). |
GET YOUR VIAINVEST WELCOME BONUS:
€15 for investing more than €50