Edited on 30/10/2021 // Total invested: 1.465€
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PROS
- High liquidity due to short-term loans
- Easy usability of the platform and Autoinvest
- Buyback applies after 30 days strictly
- The platform withholds taxes on loans from Spain and the Czech Republic
- All loans require a 5% participation of the originator
- Long-term business projects can be sold after 120 days
- Licensed as an investment firm in Latvia
- Audited by BDO (Michelin, SAS, Apple,…)
CONS
- There are periods that suffer from cash drag (lack of available projects)
- They do not have a secondary market, but it is not vital because most of their loans are short-term
- Business projects do not have Buyback, but can be sold from day 120 onwards
MY EXPERIENCE
- I’ve been investing with them since 2018 and the only problem is that sometimes they don’t have any offers available
- They belong to the VIA SMS Group, with more than 200 employees and significant financial muscle
- Platform recommended and trouble-free since 2016
VIAINVEST general features
| Country of origin | Latvia |
| Year founded | 2016 |
| Guarantees | Buyback, VIA SMS Group guarantee and 5% originator contribution |
| Autoinvest | YES |
| Secondary market | NO |
| min-max investment | From 10€. No upper limit |
| Return estimated | 11-12,5% p.a. |
| Investment periods | 1-24 months |
| Support rating | 10 / 10 |
| Official supervision | All operators are supervised from their home countries. Audited by BDO |
VIAINVEST latest news
| 05/11/2021 | New status of investors under MiFID II regulation |
| 01/10/2021 | Viainvest is licensed as an authorised investment firm. They become regulated by the FCMC |
| 08/09/2021 | New business loans from the Philippines at 11% |
| 31/08/2021 | Reduced to 11% interest on all its projects from September 1 |
| 31/07/2021 | Viainvest exceeds 24,000 registered investors |
| 29/06/2021 | New partnership with Atlan Advance Management to manage bridging loans in Spain |
| 13/05/2021 | Viainvest increases its financing volume by 8% to €4 million per month |
| 30/04/2021 | Viainvest has expanded into the Philippines under the brand name Vamo Lending Inc. |
GET YOUR VIAINVEST WELCOME BONUS:
€15 for investing more than €50