Viainvest

Edited on 30/10/2021 // Total invested: 1.465€

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PROS

  • High liquidity due to short-term loans
  • Easy usability of the platform and Autoinvest
  • Buyback applies after 30 days strictly
  • The platform withholds taxes on loans from Spain and the Czech Republic
  • All loans require a 5% participation of the originator
  • Long-term business projects can be sold after 120 days
  • Licensed as an investment firm in Latvia
  • Audited by BDO (Michelin, SAS, Apple,…)

CONS

  • There are periods that suffer from cash drag (lack of available projects)
  • They do not have a secondary market, but it is not vital because most of their loans are short-term
  • Business projects do not have Buyback, but can be sold from day 120 onwards

MY EXPERIENCE

  • I’ve been investing with them since 2018 and the only problem is that sometimes they don’t have any offers available
  • They belong to the VIA SMS Group, with more than 200 employees and significant financial muscle
  • Platform recommended and trouble-free since 2016

VIAINVEST general features

Country of originLatvia
Year founded2016
GuaranteesBuyback, VIA SMS Group guarantee and 5% originator contribution
AutoinvestYES
Secondary marketNO
min-max investmentFrom 10€. No upper limit
Return estimated11-12,5% p.a.
Investment periods1-24 months
Support rating10 / 10
Official supervisionAll operators are supervised from their home countries. Audited by BDO

VIAINVEST latest news

05/11/2021New status of investors under MiFID II regulation
01/10/2021Viainvest is licensed as an authorised investment firm. They become regulated by the FCMC
08/09/2021New business loans from the Philippines at 11%
31/08/2021Reduced to 11% interest on all its projects from September 1
31/07/2021Viainvest exceeds 24,000 registered investors
29/06/2021New partnership with Atlan Advance Management to manage bridging loans in Spain
13/05/2021Viainvest increases its financing volume by 8% to €4 million per month
30/04/2021Viainvest has expanded into the Philippines under the brand name Vamo Lending Inc.

GET YOUR VIAINVEST WELCOME BONUS:

€15 for investing more than €50