Edited on 30/11/2020 / Total invested: 2.424€
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At the end of October they launched their bonus campaign in which they offer an additional 1% to the amount invested. Learn more here.
Robocash is a Croatian platform specializing in micro-poles and that began its activity in 2010, but opened its page in 2017. So far, I have resorted to it when I need to have short-term money (between one and two months), because they sometimes go into delays in payments, although these are guaranteed within 30 days of the end of the term of each loan.
After this month, the originator of the loan undertakes to repay the loan and to reimburse investors for accrued accrued accruals, including interest. I know that they comply, because it has happened to me on some occasions.
I now hold a higher portfolio and would be my first choice should I have any more cash to invest, even more so after seeing your excellent 2019 KPMG audited accounts.
It is a platform with adjusted profitability with the following features:
- They publish micro-loans, term credits and commercial loans.
- It generates immediate interest,especially in those projects in the very short term.
- They have a page inSpanish, but the contracts of the projects and some paragraphs are not translated.
- Very long periods, between one day and one year.
- Investments can be made from 10 euros and authorize a maximum of 10,000 euros (15,000 euros per month since June) per investor.
- They have self-research and buyback in all their projects and have just launched their secondary market.
- They launch thousands of projects a month.
- You cannot withdraw the project amount until it is complete, (UPDATE, FROM MAY YOU CAN REMOVE FROM THE SIXTH MONTH IN PROJECTS OF ONE YEAR) but you can adjust the autoinvest so that at the end of each investment is not reinvested and the withdrawal is made to the investor’s home bank account. By accumulating more than 50 euros, the platform is responsible for making the transfer in our home bank account.