Edited on 26/02/2022 / Total invested: 300€.





  • Secure platform covered by mortgage guarantee
  • Average return
  • Detailed information on each project


  • Periods between 12-24 months and very few projects with monthly payments
  • They publish between 2 and 4 projects per month
  • Some projects have suffered some delays


  • I am no longer interested in this platform: delays, lack of information and almost all projects with interest payments on completion instead of monthly
  • At the end of March I will leave for good, if they pay on time

BULKESTATE general features

Country of originEstonia
Year founded2016
GuaranteesMortgage guarantee
Secondary marketNO
min-max investmentFrom €50. No upper limit
Return estimated12-16% p.a.
Investment periods12-24 months
Support rating5 / 10
Official supervisionNO, but they have a Financial Licence to operate in Estonia

BULKESTATE latest news

14/02/2022Several improvements in the design of the platform: statistics, autoinvest,…
02/02/2022They have slowed down the increase in investors and are launching a campaign to attract new ones. I have withdrawn the bonus, as I do not recommend it
12/10/2021€22M financed and more than 8,200 investors
22/06/2021Launch of the High-Ticket: minimum investments of €25,000 at the same return as projects with a minimum investment of €50. Count me out
28/04/202112 months delay in my project. Poor management and poor communication
26/03/2021Bulkestate acknowledges a delay of months in the project which ends today. Couldn’t they have communicated this earlier?
28/01/2021Bulkestate participates in Finfellas Real Estate Lending online event
22/07/2020Bulkestate strengthens security with Know-Your-Customer (KYC) and two-factor authentication solutions