Bondster

Edited on 30/03/2021 // Total invested: 304€

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PROS

  • High return (16.80% in my case)
  • Investment from €5
  • All originators participate with a minimum of 5% in each loan
  • Buyback of 30 or 60 days, depending on the originator. I have tested it and it works very well
  • Located in the Czech Republic, enhancing geographical diversification

CONS

  • CEO Jana Mückova has left the company without an official statement. She has been replaced by Pavel Klema
  • On 1 March 2021 they will change their terms and conditions, whereby investors will not need to be notified in advance of any changes they make

MY EXPERIENCE

  • I have worked very well with them for over a year, but the CONS weigh heavily and until they present a compelling CEO and I see their work, I will leave a minimal amount on the platform.
  • Until this happens, I will proceed to withdraw the welcome BONUS

BONDSTER general features

Country of originCzech Republic
Year founded2017
GuaranteesBuyback offered by most originators They also invest 5% in each loan
AutoinvestYES
Secondary marketNO
min-max investmentFrom 5€. No upper limit
Return estimated6-17% p.a.
Investment periods1-12 months
Support rating8 / 10
Official supervisionNO, but they have a Financial Licence to operate in the Czech Republic

BONDSTER latest news

26/03/2021New Lithuanian originator focusing on car leasing: Autofino. Offer 10-13% p.a. over 1-5 years
08/03/2021Nuevo CEO en Bondster: Pavel Klema, ex de Profi Credit y Air Bank. He has told us that they will soon be launching their secondary market
11/02/202180% increase in the volume financed in 2020 compared to 2019, also doubling interest payments to investors
03/02/2021Originator Lime Zaim launches new 40-day consumer loans, 15.5% and Buyback
22/01/2021New originator from Kazakhstan on the platform: TengeDa
14/01/2021Bondster will change its terms and conditions from 1 March: investors will not be informed in advance of possible changes to contractual terms