Edited on 31/03/2021 / Total invested: 961€



  • Number one P2P platform, with more than €6.05 billion funded
  • Team of 200 workers
  • Audited by Ernst&Young
  • They have won multiple awards
  • Site in several languages


  • Over €90 million in recovery process (high risk of loss)
  • Many investors are leaving the platform
  • Poor monitoring of project originators
  • They charge 0.85% commission on the secondary market
  • Calificación crediticia de la web sin valor alguno. Check this website for more security


  • I do not recommend this platform, but if you invest, check here that the originators have more than 65 points
  • Buyback Guarantee does not apply
  • Some originators can extend their projects for several months without paying additional interest

MINTOS general features

Country of originLatvia
Year founded2015
GuaranteesBuyback, but it does not apply, so none
Secondary marketYES, 0.85% commission to seller
min-max investmentFrom 10€. No upper limit
Return estimated6-21% p.a.
Investment periods1-80 months
Support rating8 / 10
Official supervisionNO, none

MINTOS latest news

25/03/2021Last updated Mintos Risk Scores publication here
23/03/2021They have launched the investor forum, where you can ask, share and discuss. Registration is required and can be done here
19/03/2021Mogo has acquired the companies Kredo and Tigo
23/02/2021Two-factor authentication access security application
22/02/2021“Mintos Strategies: Originators’ conservative strategy moves from 10% to a maximum of 3%
18/02/2021Publication Mintos’ historical profitability: 0.5% net in 2020
08/01/2021The originator Moneda leaves Mintos