Edited on 31/03/2021 / Total invested: 203€




  • Collateral guarantee, each originator covers 20% of each loan and Buyback
  • Great diversity of projects and originators
  • Constant publication of statistics and updates


  • Lower average returns, although Kviku is approaching 20% on Ruble investments
  • Secondary market charges 1% to the seller


  • In December 2020 I invested €200 in them. So far, Autoinvest and Buyback have worked well
  • Almost all loans are from Easycredit, a company with a long track record
  • I have started to invest in Kviku in roubles, very cheap and with higher returns

IUVO general features

Country of originEstonia / Bulgaria
Year founded2016
GuaranteesCollateral, each originator covers 30% of each loan and 60-day Buyback.
Secondary marketYES, charges 1% to the seller
min-max investmentFrom 10€. No upper limit
Return estimated4,40% (VivaCredit) – 20%(Kviku in RUB) p.a.
Investment periods2-60 months
Support rating9 / 10
Official supervisionYES, by the Estonian Financial Supervisory Authority, which requires quarterly reporting

IUVO latest news

18/01/2021Iuvo publishes its annual statistics. You can see the details here
17/12/2020Iuvo reaches milestone: €150 million in funding and 23,000 investors
03/07/2020Iuvo Gold Club is created for users with more than €25,000 invested
30/01/2020Iuvo wins Forbes Finance Company award